I’ve been providing personal finance counseling to a number of people recently. Part of my services is to help create a monthly budget laying out the income and expenses and “spending” every penny on paper (like Dave Ramsey advocates), but have been doing this with just a plain old piece of notebook paper.
Well no more! Introducing the most awesome monthly personal budget ledger ever! It’s pretty standard: income on the left, expenses on the right, offset slightly to 3-hole punch and put in a binder if you like.
Let me know how you like it.
Download the Budget Ledger Sheet