Full Month Cash Flow Planning Worksheet for Budgeting the Dave Ramsey Way

Last week, I posted a generic budget ledger I designed to help facilitate zero-based budgeting a household, a process advocated by many financial experts. The feedback I received is, while the generic budget ledger was very pretty, it was daunting to use for those new to personal budgeting. Many were interested in a budget planning worksheet that guided them through the process and helped them verify if their finances were in balance.

Enter the Monthly Cash Flow Planning Worksheet. It features a number of income and expense categories to help you author your budget whether you’re new to this or an old-hand and guides you, step-by-step, through the budget planning process. It is made to be printed on a single sheet of paper, front-to-back and 3-hold punched to be placed in a binder.

Again, please let me know if you like it and if you have any other requests.

Download the Monthly Cash Flow Planning Worksheet.

Edit: I noticed a few rows in the Transportation section were missing for those more urban folks, like parking fees and public transportation. I have added those. Sorry for the omission.

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